Open Banking


بانکداری باز

Open Banking is a new approach spreading swiftly in the global banking industry. In open banking performing banking operations are no longer restricted to the bank branches. Instead, banks provide the platform for baking operations. Open Banking provides customers with the opportunity to do all their banking operations using their internal software without visiting a branch or manually making data entries in internet banking services.
It should be noted that for having access to Open Banking services, a direct link between the customers internal software and the Banks system needs to be established. In other words, the central integrated banking system acts as the core layer and carries out the main operations, which the intermediary customers’ software (financial, accounting, etc.) are linked to and are able to do their financial and banking processes through their internal systems, efficiently, securely and in real time. The cooperation of the two enables the bank to provide businesses with all services beyond regular working hours, around the clock.

Services include:
  • Receive account statements,
  • Verification of the validity of the account numbers, the IBAN numbers and card numbers
  • Middle East Bank internal transactions,
  • Interbank transactions [Satna /Paya]
  • Collective transactions
  • List of the checks deposited to the account,
  • Convert account number to IBAN,
  • Receive POS terminal statements,
  • Receive account balance
  • Collective destination validation
  • List of Collective transactions
  • Card to card transactions
  • Account to card transactions
  • Bill pay
  • Consolidated statement of POS terminals and bank accounts
In order to download the signatory’s confirmation mobile application, use the following link:
Mobile application for the signatorys confirmation
(Real Operational Environment)
Mobile application for the signatorys confirmation
(Test Environment)

Please note that in order to use open banking services, a direct link between customers’ internal software and the banks system is required. For further information visit a Middle East Bank branch.